There are many types of life assurance which help protect your income and your family from unfortunate events that hit families and individuals throughout their lifetimes. There is level term cover, convertible term life assurance and whole of life cover which lasts for ever until you die. It is very important to know which product suits your needs and what it covers. Therefore when seeking life assurance please ensure you take professional advice and sit down with a qualified insurance professional to explain the benefits whilst the cost should be secondary but is still important.