Mortgage Planning

When you are buying a new house and applying for a mortgage, we strongly recommend that you seek expert Financial Advice for your mortgage planning. With over 24 years experience in the residential/commercial mortgage sector, Financial Planner offers the following Mortgage Planning services.

  • Compare mortgage rates and get competitive mortgage quotes from 8 major lenders

  • Review of mortgage enquiry with lenders prior to application

  • Access to competitive solicitors & surveyors who offer our clients competitive pricing structure

  • Financial Planner acts as an independent financial advisory firm and will select the most suitable lender for your needs from the lenders we have appointments with.

  • Compare mortgage protection quotes from 7 providers instantly

  • Online application for lowest price mortgage protection and home insurance cover

  • Personal one to one service with expert guidance

  • 24 hour response guaranteed

Our firm has a mortgage approval success rate of 98%, therefore we do not take on any application unless we feel it will be successful.

 
 
 

Find the best Loan Rates

Check out the latest fixed and variable home loan rates on the Irish market

 

Types of Mortgages we offer when planning your Mortgage

Financial Planner provides comparative quotations on the following mortgage products. For a full quotation and information on any of the following mortgage products please follow the links or enquire about the mortgage product below.

 
 

Trading Up

When trading up, it is important that you search the market for the best possible mortgage offer and not just remain with your current lender as they are often restricted in what they can offer you.

 

First time Buyers

As a First Time Buyer you are entitled to borrow between 90 and 92% of the purchase price, therefore you most have a deposit of 8 to 10% of the purchase price available from an un-borrowed source.

 

Holiday Home

If you are in a position to buy a holiday home, it is important for you that you get it right first time. You can no longer rely on property prices soaring to deliver double digit returns and therefore you must do your homework first before you buy your holiday home.

 

Investments

When you have decided to buy an investment property it is important to do your homework, you need to ask yourself this question "What returns can I get on my investment?"

 

Looking to Switch

Switching your lender could save you thousands in interest over the term of your mortgage.

 
 

USEFUL MORTGAGE INFORMATION

 

Mortgage Process

The mortgage process involves quite a lot of documentation so we have set out the different stages involved, from arranging mortgage approval to closing the deal.

Why Choose Us?

We are committed to providing quality customer service.  As a local financial advisory firm, we will research the market to find the most suitable mortgage product to suit your needs.

Mortgage Rates

At Financial Planner, we have a selection of fixed and variable rates to choose from. Whether you are thinking of buying your First Home, Switching, Lender or Trading Up.