Business Insurance - Financial Planner

Business Insurance

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Business Insurance in Ireland: Protecting Your People, Profits, and Legacy

Running a business in Ireland brings both opportunity and responsibility. Whether you’re a sole trader, in a partnership, or running a company with co-directors, having the right protection in place is vital. Business insurance safeguards your operations, key personnel, and your family in the event of the unexpected.

Types of Business Protection

Partnership Insurance

Ensures the remaining partners can buy out a deceased partner’s share, keeping the business stable and family members financially secure.

Co-Director Insurance

Protects companies where shares are held by multiple directors. In the event of death, it provides funds for surviving directors to purchase the deceased’s shareholding.

Key Person Insurance

Covers the loss of a vital employee or owner whose skills, knowledge, or contacts are central to the business. This lump sum can help with recruitment, training, or lost profits.

Executive or Personal Income Protection

Provides a monthly income if a key person or director cannot work due to illness or injury. Income protection ensures continuity and security.

Executive or Personal Pension Term Assurance

Offers life cover through your business, ensuring financial protection for families and tax-efficient planning.

Whole of Life Cover (Section 72)

A tax-efficient life assurance policy used for estate planning. Section 72 policies help cover inheritance tax liabilities, so your loved ones receive their full legacy.

Commercial Insurance

Tailored cover for premises, stock, equipment, public liability, and employer liability. Essential for all industries, especially those with physical locations or staff.

Why Business Owners Choose Us

Looking for more than just insurance?

Visit our Business Advice Centre for strategic financial planning, succession guidance, and long-term growth solutions tailored to Irish businesses.
Terms, conditions and underwriting criteria may apply.
Client Success
Real advice. Real results. Financial peace of mind.

Frequently Asked Questions

Is business insurance tax-deductible in Ireland?
Some policies, like key person cover or executive income protection, may be deductible. Always confirm with your accountant.
Key person protects the business financially, while co-director insurance ensures share ownership stays within the company.
Anyone with an estate planning need and a potential inheritance tax liability. It’s most common for individuals leaving assets to children or family.
Often, yes. Your personal financial needs may differ from your business obligations, so a combination offers full protection.
It depends on the size of your business, roles of key people, and your overall financial plan. We can help assess this with you.

Secure Your Business. Protect Your Future.

Schedule a Call today to start your business insurance plan.
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Financial Planner serves individuals, families, and businesses across Ireland, such as County Kildare, County Meath, and County Dublin.
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